Like most other costs of home ownership, the cost to insure your home against loss is likely to continue to increase. Tornados, hurricanes, wild fires and many other types of massive scale losses that routinely occur each year in the United States can affect the rates for most policy holders in your insurance company's pool. While there is little you can do to control this type of industry wide increase, there are many things you can do to reap smaller savings that can add up to a sizeable savings on the cost of homeowner's coverage for your home.
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If you were recently convicted for driving while intoxicated (DWI), driving under the influence (DUI) or any other serious driving offense, then there are several changes to your need for auto insurance on the horizon. One of these changes involves the need for SR-22 auto insurance. The following explains how SR-22 auto insurance works and how it affects your auto insurance coverage.
How It Works
After your DUI or DWI conviction, you may be required by your state court to file for a Certificate of Insurance or Certificate of Financial Responsibility (CFR).
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Diabetes is known to cause a variety of long-term health problems and complications. Additionally, the mortality rate associated with the disease puts many patients with diabetes into a high-risk group when it comes to life insurance. For that reason, many life insurance companies hesitate to provide insurance for diabetics. If you've been diagnosed with diabetes, there are a few things you should know about improving your chances of qualifying for a policy.
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Mortgages take a long time to pay down, but lowering your mortgage's balance has several rewards. Not only do you increase the equity in your house and reduce your debt load, but you also may qualify for lower auto insurance premiums once you reduce the amount you owe on your home. If you've managed to pay down your mortgage but haven't shopped around for auto insurance recently, now may be the time to compare premiums from different insurers.
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You don't need a license to fly a drone. As long as the unmanned aircraft system (UAS, as the techies call them) weighs less than 55 pounds and you aren't getting paid to use it, you can purchase one and put it in the sky today, regardless of whether or not you have any drone training or experience. And with the private drone market expected to see significant growth in the next few years, you can expect drone-related injuries to see a proportionate amount of growth.
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